Credit Solutions

In today's highly competitive and volatile markets, checking on a customer's or prospect's credit is an essential business practice. Keep in mind the following steps, to better help you understand when and if your customers and potential customers will pay:

• Understand the history of a business, its management and ownership
• Review payment activity, public filings and special events
• Rank prospects by a predictor of risk
• Decide which prospects to accept, limit or reject

D&B can help you establish credit terms, monitor your accounts and assess your collection needs. D&B offers credit solutions in the form of reports, publications and software.

Examples of D&B's Credit Solutions

Business Information Report

• Available on more than 10 million U.S. establishments, plus millions more on over 200 countries.
• Provides D&B's unique PAYDEX Score and D&B Rating to help predict which prospects will pay slowly or not at all.
• Utilize the payment history information and high credit to help set credit limits more effectively and uniformly.
• This report will help reduce your days sales outstanding, carry cost of delinquent receivables and bad debt write-offs by helping you better understand the prospect's payment history, financial condition, business history, managementís experience, details of their line of business, facilities and locations.
• Linkage is made to any parent company, affiliated concerns, subsidiaries, branches and divisions.
• Special events are included as well as any suits, liens, judgments or previous/pending bankruptcies.
• The banking relationship and accountants are also provided.
• Available online. Also, it can be ordered by telephone with fax or mail delivery.

The Critical Analysis Report

• Critical Supplier Analysis Report is prepared by an experienced industry-specific analyst using D&B information to provide an overall risk assessment of a supplier, with an overview summarizing the supplier's condition

Duns Reference Plus

• 4 million U.S. companies and trade styles
• Search by city, state, company name, phone number or D-U-N-S® Number
• Retrieval and download of reports online
• Available on CD-ROM

Duns Business Locator

• More than 10 million U.S. companies and trade styles
• Companies sorted alphabetically
• Comprehensive coverage of D&B information base
• Available on CD-ROM

Reference Book of American Business

• 3 million U.S. companies and tradestyles
• Companies sorted alphabetically by state
• Easy access to credit rating
• Available as print directory

Supplier Evaluation Report

• Currently available on more than 2,000,000 companies from around the world
• Provides demographics, a risk score, financial ratios, management background, operations and facilities detail, including ISO 9000 registration and derogatory information
• Helps determine financial solvency, identify any adverse conditions, and get a feel for management background and experience
• Can be ordered by telephone with fax, mail delivery or online access
• Available on international suppliers

This is just a sample of D&B's credit solutions. If you haven't found what you're looking for here, please send a message to our D&B Credit Specialists.

Or, if you prefer, in the United States you may leave a message at 1-800-738-4638.

So that we may better serve your needs, please provide a detailed description of the type of information you're looking for.

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